Cartan Group was started with the goal to work with innovative companies. We help clients understand the narrowing gap between the intricate international financial system and the new globally distributed financial infrastructure. We operate as a nimble start-up and believe in delivering immediate, compounding, and tangible value that drives exponential capital growth.
Are We Ready for Self-Driving Banks?
Similar to how automotive laws, such as speed limits and turn signals, have been designed to protect against dangerous drivers and not dangerous cars, legacy banking regulations seek to regulate bankers, not banks. Blockchain technology and decentralised finance are delivering banking services through "self-driving banks", and regulators should revisit what a regulatory framework would look like in this new world.
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Blockchain Platform Telos Launches Decentralised Finance Tool For Unlocking Liquidity
Telos announces a new tool, T-Bond NFTs, which combines Decentralized Finance and non-fungible tokens to create locked tokens that are only unlocked when a maturity date is reached or other specified conditions are met.
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OCC Recognizes Decentralised Networks and Stablecoins as Payment Rails
The Office of the Comptroller of the Currency of the United States has announced that national banks and federal savings associations may participate in independent node verification networks and use stablecoins to perform bank-permissible functions. As a result, Cayman-based banks may be afforded the opportunity to access a new, open, global payment infrastructure system that is active and accessible today.
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U.S. Lawmakers Propose Bill That May Require Stablecoin Issuers to Acquire Bank Charters
The STABLE act has been recently introduced with a focus to ban any stablecoin that is not issued by a chartered bank. This bill would target dollar-denominated liabilities rather than non-bank dollar-denominated liabilities, such as Apple Pay, Google Pay, Paypal, Moneygram or Western Union, and may have unintended far reaching consequences for participants on a network with dollar-denominated stablecoins.
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